Why can't I have my friend, mechanic, or club member appraise my car?
Anyone can set a value on a car BUT.. will it stand up to a challenge? Some insurance companies are well known for challenging vehicle values when a claim is made. It does not matter if they accepted it when you bought the insurance or that you have been paying a premium on the value. It is easy for an insurance company lawyer to challenge any value set by anyone who may have any possible conflict of interest. This is not uncommon and many agreed or specified values have been challenged in court and the car owner has lost. This allows the insurance company to set any value they want. To avoid this, it is important to use an independent Certified Vehicle Appraiser. Appraisals by people who are associated with firms that buy, sell, restore, transport, or repair vehicles opens the door for having the value challenged!
Even having a club member, show judge or other person familiar with your car does not mean the value will not be challenged. The person setting the value must also have considerable credentials and experience in setting vehicle values. To date, our Certified Vehicle Appraisal has never lost to a insurance company challenge. Many values set by others have been set aside.
Don’t take the chance – Get a Certified Vehicle Appraisal.
Is the appraisal's fair market value what I can sell my car for?
Is the value of my vehicle the same as the auction prices I see on TV?
What are condition ratings?
#1 Car is a concourse level show car that is not driven other than to and from the show field.
#2 Car is a “driven” show car, not quite #1 condition. It is driven usually less than 1000 miles a year. It can compete for top honors if a #1 car is not present.
#3 These cars are driven, and may show some wear when closely examined. They usually look very good from 20 feet. Close inspection shows minor imperfections or wear. 95% of the cars at shows and cruise-ins are a #3 condition.
#4 Even from 20 feet away is a #4. items needing restoration are evident. It usually is a “driver” that someone really enjoys. It may have minor visible body rust, rot or paint issues.
#5 car may or may not run, needs a total restoration and all the parts are there. This cr may or may not be financially viable for restoration.
#6 car is a parts car.
To see a sample list of ratings, go to
On a Certified Vehicle Appraisal, we have further defined the condition ratings to include a + or – rating (I.E. 2-) to expand the condition codes even further.